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Malcolm Waters QC

| Silk 1997
| Call 1977

Profile: Commercial Disputes

Experience and Expertise

Malcolm Waters QC acts regularly for banks, building societies and other financial institutions in litigation, drafting and advisory work relating to their retail lending and deposit-taking business. His work includes issues relating to the creation and enforcement of mortgages and other securities in both residential and commercial transactions. He also specialises in consumer credit work and in the law relating to mutual institutions (including building societies, friendly societies and industrial and provident societies).

His consumer credit work includes the drafting of standard form documentation and he has experience in advice and litigation in all areas of consumer credit law.

He provides specialist advice on the law relating to building societies, friendly societies and industrial and provident societies.


Cases and Work of Note





He is senior editor of Wurtzburg and Mills on Building Society Law (which he co-edits jointly with colleagues, Elizabeth Ovey and Mark Fell), a looseleaf work which is kept up to date with regular releases.

He is also the author, along with Elizabeth Ovey and Mark Fell, of Retail Mortgages: Law, Regulation and Procedure, 2013, Sweet & Maxwell.

He was (together with Elizabeth Ovey) a contributing editor of The Law of Investor Protection, 2nd edition, and consultant editor of the title on Mutual Institutions in the current (fifth) edition of Halsbury’s Laws of England.

He was also consultant editor of the title on Friendly Societies in the preceding (fourth) edition of Halsbury’s Laws of England (2007 reissue).



He is happy to provide seminars on unfair terms/unfair treatment in the retail financial services area and on consumer credit.

Malcolm Waters QC
"Market commentators laud his seemingly limitless reserves of knowledge and his keen eye for precision."

Chambers UK