Implementing The Unfair Terms Directive In Accessible Language: An Impossible Challenge? – Article by Malcolm Waters KC
This article, by Malcolm Waters KC, was published in this month’s edition of Butterworths Journal of International Banking and Financial Law. Please click here to download this article.
Expanding The Horizons of Fairness – Article by Malcolm Waters KC, Elizabeth Ovey and Mark Fell
This briefing note first considers: the further general guidance on unfair terms issued by the FSA in January 2012 and its implications; and the specific guidance issued by the FSA at the same time on switching terms (that is to say, terms which permit mortgagees to convert an interest-only mortgage into a repayment mortgage). It […]
The Right Of Return: A New Sort of Money Back Guarantee For Banks? – Article by Elizabeth Ovey
This article, by Elizabeth Ovey, first appeared in the April 2012 issue of Butterworths Journal of International Banking and Financial Law and considers direct debit schemes in Europe and the recent decision of the Netherlands Supreme Court relating to a Dutch direct debit scheme. Please click here to download this article. Please click here to view Elizabeth […]
Loans and Payment Protection Insurance: An Optional Policy Win for The Black Horse – Article by Elizabeth Ovey
This article, by Elizabeth Ovey, first appeared in February 2011’s issue of Butterworths Journal of International Banking and Financial Law. Please click here to download this article. Please click here to view Elizabeth Ovey’s profile.